Besides ruining your credit and financial security through stealing and abusing your personal information, crooks are also able to rob you of your hard-earned money through various fraudulent schemes.

Fraud is different from identity theft in that in a case of fraud, a person's identity - or identifying information - is not stolen, but a deception to simply steal a person's funds is deliberately practiced. Those who have been caught in a fraudulent scheme may keep their identity intact; but often lose substantial savings, their reputation, and their dignity.

Being aware of the latest schemes thieves use to steal from you can make you less vulnerable.

Our monthly membership offers you the knowledge needed to keep up with the latest tricks being utilized by thieves.

You need to protect yourself, your credit, and your reputation.   Protect Yourself Now!

Below are just a few examples of the many ploys the thieves will use to steal from you.

Account Information Verification—You may be contacted from what appears to be a company you deal with asking you to verify personal account information. Don't do it! Thieves send out mass emails that look legitimate which may include a link that will take you to a website that looks very similar to the website of the legitimate company. Crooks purchase domain names very similar to those of legitimate companies and design the website to match. By verifying your personal information on this fake website you become a victim. They may telephone you sounding very professional. It's usually an emergency as to why they need your personal information and so they may be very insistent if you do not give it to them. They may say that they suspect that you have been a victim of Identity Theft. Or they may say they're an employee from VISA or MASTERCARD trying to confirm unusual spending activity. They are very creative. Never give out personal information unless you have made the contact. If someone does contact you, hang up and call the company back with a phone number you know is legitimate to verify that the real company does indeed need something from you.

You've Won A Free Gift—Thieves may email you or call you about a free gift or prize. They simply ask you to send your credit card information or a cashiers check to take care of shipping and handling. Don't do it! There should be no charge if the gift is free.

Free Credit Report—To receive this free product all you have to do is enter your name and Social Security Number. Should you? Of course not. Remember if they contact you don't ever give out personal information.

IRS Audit Notice—You may receive an email from what looks like a notice from the IRS informing you of an audit. To avoid penalties and interest you may be asked to complete a questionnaire asking you for your Social Security Number and other personal information. This is a scam. The IRS does not contact tax payers by email regarding audits.

Nigerian Advance Fee Scam—This scam nets hundreds of millions of dollars annually. The most devastating aspect for victims who are sucked into the Nigerian scam is not only the financial loss, but the potential for serious harm or incarceration in a foreign country. Once the criminal has his prey, he tries to trick the victim into thinking that he is being drawn into a very lucrative arrangement concerning the transfer of millions of dollars into a personal bank account. The victim is encouraged to travel to Nigeria or some border country to complete the transaction. This victim is asked to provide banking information, blank company letterhead forms, telephones and faxes; the victim will receive phony "official" documents to prove the "authenticity" of the deal. The con within a con occurs when the victim then becomes the primary supporter of the scheme. The victim is led to believe the "deal" is threatened and the victim must provide up-front fees for various taxes, attorney fees, transaction fees, or "bribes" for "government officials." The deal of course never transpires—because it never existed.

These are just a few of the MANY scams out there.

Being aware of the tricks that thieves use to gain access to your personal identifying information and/or your hard earned cash can make you less vulnerable to theft of any kind.

Join our monthly membership today and stay current on all the latest techniques the crooks are using.